Cars for new drivers
On a first car the purchase price is the smallest item. Insurance, fuel and the first unexpected repair decide whether the car is affordable — and insurance depends on the model more than most expect. A small car with modest power and good safety equipment often costs less than half a year of what an equally priced sports car demands.
What matters
- Get an insurance quote for the specific car before buying. Two small cars at the same price can be several hundred a year apart.
- Safety equipment beats power: ESP is essential, and autonomous emergency braking is the most effective money a new driver can spend. Both are listed in the car's data.
- Keep the purchase price below your budget and set the rest aside. On a cheap used car the first repair usually comes in the first year — with nothing put by, you end up selling at a loss.
- A car with a small engine is not only cheaper to run but easier to handle. The common worry about keeping up on the motorway no longer applies to modern small cars.
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Common questions
- New or used as a first car?
- Most parking scrapes happen in the first years. A used car takes the sting out of that, and someone else has already absorbed the depreciation. What makes sense is a used car young enough to have modern assistance systems — usually anything under about six to eight years old.